Ocean Mortgage Inc.

Our Services

Lance Nowak, Broker Owner
Direct Number: (858) 705-2698
Ocean Mortgage Inc.
11230 Sorrento Valley Rd., #160
San Diego, CA 92121


Mortgage Lending:

Simply put, we will arrange the best financing terms available for your situation.  Our goal is to be your mortgage specialists for life.  We will thoroughly understand your needs and objectives and provide solutions that align perfectly.  Lending when done right can be a beautiful thing and we make the process easy and with no out of pocket costs or obligation.  As brokers, our job is to shop the wholesale market and bring to you the best pricing available.  Contact us anytime to discuss your situation, to explore "what ifs", and to obtain accurate information with regards to mortgage rates and trends in the industry.

Traditional Program Offerings:  We can do ALL residential mortgage programs including conventional (conforming, jumbo conforming, and jumbo), FHA, and "portfolio" loans.  We excel in both refinancing and purchase transactions.

Commercial Loans:  While commercial lending is currently very difficult, we do have resources so feel free to inquire.

Hard/Private Money Loans:  We have several investors who offer reasonable terms when traditional financing is unavailable.  Many times these programs work very well as "bridge loans" or in other situations where the red tape associated with traditional financing isn't worth the hassle.

Real Estate:

We have several excellent real estate agents we work very closely with and can recommend to you should you be in the market to buy or sell a home.  We try to align our clients with an agent who specializes in the transaction type and location. 

Our website allows you to search the MLS for properties so feel free to poke around (the tab is located on our Home Page).  Some other excellent sites are Realtor.com and Zillow.com.

Touch base anytime with any questions you may have.....

Lance Nowak, President  (858) 705-2698 or LNowak@OceanMortgage.net

Mark Moore, Senior Loan Officer (858) 518-1728 or Mark@OceanMortgage.net


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